Hello Everyone,


My blogs are focusing on budgeting and understanding the value of the things we have. Budgeting not just from a financial aspect, but also budgeting your time, and how you use your resources? In the last year, I have made several bold moves that I could not explain, yet I knew they were right for me, the time was right. I have made changes in my life in areas where I thought I was attached to things, yet when I let go, I found that I was not as attached as I thought I was.


Budget your time. How many of us have heard, “time is money?” Do you have enough hours in the day to do all of the major things on your “To Do List?” Does your day end with the list longer than it was when you started? Take a moment to prioritize your “To Do” list when you wake up in the morning. Look at that list and decide what you will complete by the end of the day? Then prioritize the list; the items at the end bottom of the list are the things that can be moved to the next day or another date and time. As you plan your day, recognize that every day has unexpected occurrences, make room for the unexpected. After that, finish your coffee, tea, bagel, or whatever you have first thing in the morning, and get your day started. By the end of the week, you may find that some of the things you thought were “drop dead” important, really were not. Here is where you will find those little “to do’s” that are bogging you down. It may be that they are not yours in the beginning. Drop or allocate, but get those little “to do’s” your list.


Budget your finances. My challenge to you. Make sure you have paid your bills, and you have no major events for the week selected. For one week, do not use your credit card, debit card, or checks. Use only cash for one week. Be sure to keep your receipts and write down everything you spend, even if you put a quarter in the parking meter. Remember, you have to pay cash at the parking meters. At the end of the week, review the list and put each item in one of the following categories: Need, Want, and Throw Away. The “need” and “want” categories should be self-explanatory. The “throw away” category is the area where you are throwing away or burning your money. You should commit to saving dollar for dollar the amount you throw away. For every dollar in the “throw away” category, commit to matching dollar for dollar in your savings account. At the end of every month, you should have saved at least four times the amount you threw away during your “cash” week.


I would love to get your opinion on this challenge or hear if the challenge worked for you, and if so, how.


Thank for allowing me to have a few minutes of your valuable time.


Veronica L. Price, MBA




    • Shay

      I’m definitely doing this!!!!!

    • Ambino

      Awesome read! Great advice…


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